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You need a new car and you’re headed to the dealership, but you have some concerns. You want to make sure you get a good deal. No problem. If you arm yourself with information and watch out for some common pitfalls, you should be well on your way to driving the car you want.

What is coming fast on the earth, in the world economic systems, will make the Great Depression look like prosperity. Be sure you are wired to the right economy. The Kingdom’s XChange!

Use only open questions, never ask closed (yes/no) ones. “Are you completely satisfied with your current courier?” invites the answer “yes, thank you”.

Avoiding financing companies is easy. All one has to do is not apply, right? It seems simple. But it is not in fact. Thousands are opening up new financing companies each day and some may not know that they are doing it. But taking advantage of “in-store” credit offers is already a way of financing. This is what is sometimes called indirect lending. In effect the customer is applying for credit in a store but a completely different company is extending credit. Indirect lending is most common in the automotive industry.

Another thing to remember when trying to get out of debt and become financially free is that finance is 80% behavior and 20% knowledge. It’s like losing weight. You have to take responsibility for yourself. We cause our own problems and successes-it is not our parents, kids, or friends fault that we are in the mess that we are in. It is our fault and it is up to us to get ourselves out of the mess that we are in.

As already mentioned, people never respond to the mailshot letter itself, but they may remember getting the letter or postcard when you call soon afterwards.

But there were more challenges ahead. As the stock market started fluctuating again, the realty sector experienced the first wrinkles in its smooth sands so far. At the same time, it is a fact that the property bang has been taking everything in its stride and moving ahead even now.